What types of mortgages does Wachovia offer?

Wachovia Mortgage offers a range of mortgage options tailored to suit various needs. We provide both fixed-rate and adjustable-rate mortgage (ARM) options, allowing borrowers to select a loan term that works best for them. Our fixed-rate mortgages offer stability and predictable monthly payments, making budgeting easier. Alternatively, our adjustable-rate mortgages provide flexibility with initial lower interest rates and the potential for future rate adjustments. Additionally, Wachovia offers specialized mortgage products such as jumbo loans for higher loan amounts and government-backed loans like FHA and VA loans for eligible borrowers. This diverse array of mortgage options ensures that individuals can find the perfect loan to meet their unique financial circumstances and homeownership goals.