What are the different types of life insurance policies offered by Sun Life Direct?

Sun Life Direct offers a variety of life insurance policies designed to meet different needs and preferences of individuals. One of the primary types is term life insurance, which provides coverage for a specified period, typically ranging from ten to thirty years. This type of policy is often chosen by those who are looking for affordable premiums while ensuring financial protection for their loved ones in case of untimely death during the policy term. Another type of policy provided by Sun Life Direct is whole life insurance. This is a permanent life insurance policy that remains in force for the policyholder's entire life, as long as premiums are paid. Whole life insurance not only provides a death benefit but also accumulates cash value over time, which can be borrowed against or withdrawn under certain circumstances. Sun Life Direct also offers universal life insurance, which combines flexible premium payments with a death benefit. This type of policy allows policyholders to adjust their premiums and death benefits according to their changing financial situations and goals. Additionally, Sun Life Direct may provide additional riders or options that allow individuals to customize their life insurance policies according to their specific needs, such as critical illness coverage or disability benefits. For the most accurate and detailed information about the various life insurance products available, it would be beneficial to visit the current web page related to Sun Life Direct. This will offer insights into coverage options, benefits, and any recent updates to their policies.