What documents do I need to provide for a loan application?

To apply for a loan with RAMS Home Loans, you will need to provide several essential documents. These include proof of identity, such as a valid passport or driver's license, and proof of income, which can be reflected through recent payslips or tax returns for self-employed individuals. Additionally, you will need to provide evidence of your current financial situation, such as bank statements, to help assess your ability to repay the loan. If you are purchasing a property, you may need to provide a contract of sale or a purchase agreement. Other documents may be necessary, depending on your specific circumstances, so it's always best to consult with a RAMS Home Loans representative to understand your unique requirements.