Can I visit any dentist or do I need to choose from a network?

Metlife Dental offers different plans, and the options available for accessing dental care can depend on the specific plan you have chosen. Typically, Metlife Dental plans feature a network of participating dentists. Visiting a dentist within this network usually provides the most cost-effective options for covered services. When you choose a dentist from the network, you may benefit from lower copayments and reduced fees for services, which can significantly reduce your overall out-of-pocket expenses. However, if you prefer to see a dentist who is not part of the Metlife network, you generally have that option as well. In this case, you may still receive some coverage for services, but the costs can be higher, and you may be responsible for paying any difference between what Metlife pays and what the non-network dentist charges. Additionally, some plans may require you to submit claims or receive reimbursement when using out-of-network dentists. For the best experience, it is recommended to review the details of your specific Metlife Dental plan and understand the network restrictions, if any. You can typically find this information on the Metlife website under your plan summary. Exploring these resources can help you determine the most economical route for dental services while ensuring you receive the care you need.