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Is there a waiting period before my coverage starts?

Asked 2 years ago
Globe Life Insurance typically has specific waiting periods that can vary depending on the type of policy and the circumstances of the coverage. Generally, many life insurance policies do not include a waiting period and become effective shortly after the application is approved and the premium is paid. However, some policies, such as those covering pre-existing conditions or certain types of coverage, might have waiting periods of several months before the full benefits become available. It is essential for individuals considering a policy to review the terms and conditions outlined in their specific policy documents. For the most accurate and detailed information, individuals may consult the materials provided during the application process or visit the official Globe Life website, where they can find more specifics regarding waiting periods and the terms associated with different types of coverage.
Christian Allen is the editor / author responsible for this content.
Answered Jul 11th 2025

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