What are the different types of mortgage products offered by CitiMortgage?
Asked 6 months ago
CitiMortgage offers a range of diverse mortgage products tailored to different individual needs. These include fixed-rate mortgages, adjustable-rate mortgages (ARMs), jumbo loans, FHA loans, VA loans, and Home Affordable Refinance Program (HARP) loans. Fixed-rate mortgages provide stability with a consistent interest rate and monthly payment throughout the loan term. ARMs offer an initial fixed rate for a period, followed by adjustable rates based on market conditions. Jumbo loans are designed for higher-cost properties exceeding the loan limits set by government-sponsored enterprises. FHA loans provide government-backed options with flexible eligibility criteria. VA loans cater to eligible veterans, service members, and their families, offering advantageous terms. Lastly, HARP loans assist homeowners in refinancing their mortgages, even if they owe more than the home's current value. CitiMortgage aims to offer a comprehensive range of mortgage options to suit buyers' diverse circumstances and preferences.
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