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What is the credit limit for American Express cards?

Asked 2 years ago
The credit limit for American Express cards can vary significantly depending on various factors, including the type of card, the individual's creditworthiness, and their financial history. For example, basic cards such as the Amex Blue typically have lower credit limits, while premium cards like the Amex Platinum often offer higher limits. It is important to note that American Express does not always set a fixed credit limit for certain charge cards, allowing some cardholders to spend as needed, provided that they pay off their balance in full each month. To get a better understanding of potential credit limits, applicants can review the specific card details on the American Express website. This will provide information tailored to the card's features, benefits, and potential limits based on different criteria.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 19th 2025

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